Most financial advisors recommend creating a budget as one of the first steps towards financial health. To me, prematurely creating a budget is the financial equivalent of putting the cart before the horse. Just like a cart isn't going to get anywhere without a horse to...
Reposted from www.daveramsey.com Owning a home is a huge blessing when you have the money to make it work. But how do you know how much home you can afford? That’s where the dreaded B-word comes in. Yep, a budget. Budgeting may get a bad rap, but...
It’s the New Year, which means resolutions, goals, and ambitious undertakings. And according to recent statistics, making better financial decisions is the third most common resolution – behind losing weight (duh) and the generic ‘life / self-improvement,’ which could encompass making better financial decisions anyway. According...
Every so often I come across an article I that so closely aligns with what I try to articulate to my clients that I just want to tell the world about it. Yes, that’s the life of a personal finance coach – sound advice about...