I am so happy I found Julia. She has helped me in so many ways. I thought she would only help me if I had a lot of money, but she is not like that at all. She has so many ideas and suggestions and she is very kind and approachable. I was feeling out of control, hopeless and deflated and I thought I was never going to get control over my finances. She helped me to see that I am stronger and more capable than I thought I was. She has helped me set goals for myself and change the way I think about my relationship with money. I know there is a light at the end of the tunnel and I feel much more in control. Thank you Julia!
"Not only were Ms. Kramer’s workshops informative, adding knowledge to my thinking bank, but she challenged my heart as well and helped me to see how my personality and values are closely knitted with my financial decisions..."